Share Secured Loan


Rather than empty your hard-earned savings, take out a loan if you need help funding that big expense. We offer low rates and affordable payment plans that are well within your reach.

With a Kern FCU share secured loan you can put your money up as collateral, and your friend or family member may take out the loan. You then get the benefits of an actual loan contract, with loan servicing. Your family member gets the benefit of having the loan reported to the credit bureaus, thus helping to build their credit.

  • Quick, easily approved, low cost loan
  • Use your share savings, certificates, or money market account as collateral
  • Great way to establish or rebuild credit
  • Competitive rates
  • Affordable payment plans
  • Option to help friends or family
  • In-house processing for quick decision
  • Personalized, friendly service