Auto Loans


Head out on the highway in the car, truck, or SUV of your dreams. Applying for a loan from Kern FCU means you'll get a great rate for new or used autos.

Contact us to finance, refinance, or get pre-approved. We also offer direct financing at local auto dealerships and financing for private party purchases.

  • Get up to 120% financing for used cars, trucks, or SUVs*
  • Off-road vehicles may be financed using our Mastercard Credit Card, Line of Credit or Signature Loan
  • Financing available for private party purchases
  • Refinance an existing loan from another lender for a great low rate!
  • Get pre-approved for better bargaining power at the car lot
  • Repayment terms up to 7 years for affordable payments*
  • Upon credit approval
  • Direct financing at local auto dealerships
  • Ask for Kern FCU financing or present your pre-approval certificate
  • Financing also available for motorhomes, travel trailers, boats, personal watercraft, and motorcycles**
  • In-house processing for quick decision
  • Personalized, friendly service
  • Resources:
  • Vehicle Research Tool — The perfect tool to start your research on the car or truck of your dreams!
  • Autoland — Autoland works for you and is designed to make your car buying experience easy by saving you both time and hassle.
  • NADA — Find the value of your auto, RV, or motorcycle

*Based on credit approval different terms may apply

**Different APR, loan to value requirements, and terms apply