Home Equity Line of Credit


The money you're looking for may be as simple as looking to your own home. Use your home's equity to finance a revolving line of credit — so you're ready with financing whenever a situation arises.

Enjoy the flexibility to draw what you need, when you need it, and paying interest only on what you use. Talk to us about having ready financing today!

  • Use your home's equity as collateral for revolving line of credit
  • Ideal for ongoing borrowing needs, such as home repairs or education
  • Variable interest rate
  • Get up to 80% LTV financing for most purposes
  • Draw what you need, when you need it
  • Pay interest only on what you use
  • No prepayment penalty
  • In-house servicing for efficiency and speed
  • Personalized, friendly service from start to closing

*Consult your tax advisor.

**Standard closing costs, including appraisal and title, are paid for by Kern FCU

***If account is paid in full and closed within 12 months of loan origination, Kern Federal Credit Union will collect these costs