Everyone deserves a second chance! Fresh Start Checking gives Kern members who qualify a chance to establish a solid checking history.
Just keep up with the monthly service charge a good checking account history and after 1 year, you may be eligible for our Free Checking. Take the step toward a more financially independent future.
- "Second-chance" checking is designed for those who wish to re-establish a good checking account history*
- Outstanding balances on delinquent checking accounts from other financial institutions must be paid in full.
- No minimum balance requirement
- $20 monthly service charge
- 12 month transition period
- After 12 months of satisfactory performance, you may be eligible to upgrade to one of our free checking accounts
- Free mobile banking
- Free online banking & bill pay
- Free MasterCard® debit card
- Free E-Statements
- $25 minimum deposit to open
*Eligible members who have had non-sufficient fund (NSF) activity with derogatory history reported to Chex Systems. All account applications are subject to internal review and approval.