Rates

Rates effective as of 06/01/2014. APY = Annual Percentage Yield

Fees may reduce earnings. View our fees here.

Kasasa Cash*Learn More

BalanceMinimum Required Opening DepositRateAPY
$0 - $10,000$251.98%2.00%
$10,000+$250.25%2.00% to 0.41%
All balances if qualifications not met$250.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Kasasa Saver*Learn More

BalanceMinimum Required Opening DepositRateAPY
$0 - $10,000$250.5%0.5%
$10,000+$250.25%0.5% to 0.27%
All balances if qualifications not met$250.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Share SavingsLearn More

Minimum to Earn DividendMinimum Opening DepositRateAPY
Under $100$250.00%0.00%
$100 - $2,400$250.05%0.05%
$2,500 - $9,999$250.05%0.05%
$10,000 +$250.10%0.10%

Money MarketLearn More

Minimum to Earn DividendMinimum Opening DepositRateAPY
Under $1$2,5000.00%0.00%
$1 - $2,499$2,5000.05%0.05%
$2,500 - $9,999$2,5000.10%0.10%
$10,000 - $49,000$2,5000.15%0.15%
$50,000 - $99,999$2,5000.20%0.20%
Over $100,000 $2,5000.30%0.30%

IRA SavingsLearn More

Minimum to Earn DividendMinimum Opening DepositRateAPY
Under $100$1000.00%0.00%
Over $100$1000.10%0.10%

Plus Checking Learn More

Minimum to Earn DividendMinimum Opening DepositRateAPY
Over $1$250.05%0.05%

Share CertificatesLearn More

Certificate TermMinimum Opening BalanceRateAPY
3 Months$1,0000.20%0.20%
6 Months$1,0000.30%0.30%
12 Months **$1,0000.349%0.35%
24 Months$1,0000.549%0.55%
36 Months$1,0000.797%0.80%

One-year Bump-Up: Member has option for a one-time opportunity to raise the rate on the certificate to a higher rate if offered for the same term. Variable rate.

One-year Add-On: Member also has the opportunity to add to this certificate at any time during the certificate term. Minimum addition is $1000.00.

Penalty for early withdrawal.

IRA CertificatesLearn More

Certificate TermMinimum Opening BalanceRateAPY
3 Months$1,0000.20%0.20%
6 Months$1,0000.30%0.30%
12 Months **$1,0000.349%0.35%
24 Months$1,0000.549%0.55%
36 Months$1,0000.797%0.80%
48 Months$1,0001.045%1.05%
60 Months$1,0001.243%1.25%

One-year Bump-Up: Member has option for a one-time opportunity to raise the rate on the certificate to a higher rate if offered for the same term. Variable rate.

One-year Add-On: Member also has the opportunity to add to this certificate at any time during the certificate term. Minimum addition is $1000.00.

Penalty for early withdrawal.

Jumbo Certificates - IRA and Non-IRA

Certificate TermMinimum Opening BalanceRateAPY
3 Months$100,0000.20%0.20%
6 Months$100,0000.30%0.30%
12 Months **$100,0000.349%0.35%

One-year Bump-Up: Member has option for a one-time opportunity to raise the rate on the certificate to a higher rate if offered for the same term. Variable rate.

One-year Add-On: Member also has the opportunity to add to this certificate at any time during the certificate term. Minimum addition is $1000.00.

Penalty for early withdrawal.

Auto LoansLearn More

Loan TypeAPRTermsRate Type
New Auto2.24% - 10.99%Up to 5 yearsFixed Rate
New Auto2.49% - 11.24%6 yearsFixed Rate
New Auto2.74% - 11.49%7 yearsFixed Rate
Used Auto2.24% - 10.99%Up to 5 yearsFixed Rate
Used Auto2.49.% - 11.24%6 yearsFixed Rate
Older Used Auto3.24% - 11.99%Up to 5 yearsFixed Rate
(Over 5 model years and/or 50,000 miles)3.24% - 16.50%6 yearsFixed Rate

RVLearn More

Loan TypeAPRTermsRate Type
New to 4 Years Old7.25% - 16.50%Loan Amount $50,000 and above, up to 15 yearsFixed Rate
New to 4 Years Old7.75% - 16.50%Loan Amount $10,000 to $24,999, up to 10 yearsFixed Rate
New to 4 Years Old9.75% - 18.00%Loan Amount $5,000 to $9,999 up to 6 years. Loan Amount under $5,000 up to 4 yearsFixed Rate

90% Maximum LTV Minimum 10% down payment. Larger down payment may be required based on credit score.

Motorcycle & BoatLearn More

Loan TypeAPRTermsRate Type
New8.75% - 17.50%Up to 5 yearsFixed Rate
Used9.75% - 18.00%Up to 5 yearsFixed Rate

Signature Loan

APRTermsRate Type
11.75% - 18.00%Under $10,000 - 3 years
Over $10,000 - 5 years
Fixed Rate
6.625% - 15.375%Under $10,000 - 3 years
Over $10,000 - 5 years
Variable Rate

Preferred Access Credit LineLearn More

APRTermsRate Type
5.625% - 6.375%Open End Line of CreditVariable Rate

Share SecuredLearn More

APRTermsRate Type
3.125%Up to 10 yearsVariable Rate

Certificate Secured

APRTermsRate Type
3.125%Up to 10 yearsVariable Rate

Money Market Secured

APRTermsRate Type
3.125%Up to 10 yearsVariable Rate