Loans Savings About Us News Services
Be Brave & Save

Savings

A Penny Here, a Nickel There . . . It All Adds Up!

There's never been a better time than now to save your hard-earned money and Kern FCU offers many options to assist you. We "give back" to our members with typically higher rates on all our savings accounts because you are a member-owner. Your investment in a Kern FCU savings account is only going to go up... and so will your security, knowing your funds are federally insured up to at least $100,000 by the NCUA.

Share / Savings Accounts

This Account is the Key to Your Kern FCU Membership.

A minimum $50 balance earns you a share in your credit union. That's right, you become a member-owner of this proud financial institution and eligible for all the benefits of Kern FCU membership.

Checking Accounts

Checking Accounts Fit for All Members.

From accounts designed for members who write a lot of checks and want the simplicity of a "truly free" checking account to accounts that allow members to earn dividends with no minimum balance requirement, we have the right one for you.

Share Certificates

Our Share Certificates Give You Flexibility, High Rates & Security

We allow both the flexibility to determine the length of your investment plus the opportunity to earn a high rate of interest. And, your account is federally insured to at least $100,000.

Youth Accounts

Your children can learn more about money and have fun too!

Our Kid's Klub and Student Club account holders receive special educational information - both here on the web site and by age specific newsletters sent to the home personally addressed to them. What kid doesn't like getting their own mail? And if they are already a member, you don't need to do a thing. Their membership in Kern FCU automatically enrolls them. We'll even drop them a line and deposit $5 in their account when their birthday rolls around!

Money Market

IRA Savings & Certificates

Individual Retirement Accounts - Benefit Now and Later

Don't miss out on IRA benefits for retirment. It's never too late to start planning for a comfortable retirement lifestyle and peace of mind for your financial future.

TERMS

  1. See the current Truth-In-Savings Disclosure that is provided when you open your account, and upon request.
  2. Fees could reduce the earnings on the account. Refer to the current Fee Schedule that is provided when you open your account. For Money Market Accounts free withdrawals are limited to 6 per month.
  3. If you close your account before dividends are credited, you will not receive accrued dividends.
  4. Substantial penalty for early withdrawal.
  5. Consult your tax advisor.
  6. Annual IRA "Plan" maintenance fee is $10.00 per year.
  7. $5.00 minimum opening deposit for members age 15 years and under.