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January 2008

2008-01.pdf (1.5MB File)

September 2007

2007-09.pdf (1.2MB File)

May 2007

2007-05.pdf (1.2MB File)

January 2007

2007-01.pdf (1.5MB File)

October 2006

2006-10.pdf (3.2MB File)

June 2006

2006-06.pdf (3.6MB File)

February 2006

2006-02.pdf (4.8MB File)

October 2005

10-2005.pdf (4.7MB File)

April 2005

2005-04.pdf (4.5MB File)

March 2005

2005-03.pdf (6.9MB File)

October 2004

2004-10.pdf (15.9MB File)

April 2004

2004-04.pdf (831KB File)

TERMS

  1. See the current Truth-In-Savings Disclosure that is provided when you open your account, and upon request.
  2. Fees could reduce the earnings on the account. Refer to the current Fee Schedule that is provided when you open your account. For Money Market Accounts free withdrawals are limited to 6 per month.
  3. If you close your account before dividends are credited, you will not receive accrued dividends.
  4. Substantial penalty for early withdrawal.
  5. Consult your tax advisor.
  6. Annual IRA "Plan" maintenance fee is $10.00 per year.
  7. $5.00 minimum opening deposit for members age 15 years and under.