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About Us

Membership

Join Today

Joining Kern Federal Credit Union has never been easier. Open a Kern Federal Credit Union savings account with just a $50 deposit - and you're a Kern Federal Credit Union member for life. Membership is the greatest measure of difference between your Credit Union and other financial institutions. A small deposit of $50 into a savings account establishes your Membership and gives you a share in Kern Federal Credit Union earnings. When the Credit Union makes money, it's reinvested to improve products and services for our Members. To apply for Membership please visit our offices today!

Employee Benefit

Our staff is available to visit your company or organization and share the many benefits of credit union membership with your employees. To learn more about the advantages of offering the Credit Union as a FREE employee (or member) benefit call (661) 327-9461.

Important Information About Procedures for a New Account

To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

TERMS

  1. See the current Truth-In-Savings Disclosure that is provided when you open your account, and upon request.
  2. Fees could reduce the earnings on the account. Refer to the current Fee Schedule that is provided when you open your account. For Money Market Accounts free withdrawals are limited to 6 per month.
  3. If you close your account before dividends are credited, you will not receive accrued dividends.
  4. Substantial penalty for early withdrawal.
  5. Consult your tax advisor.
  6. Annual IRA "Plan" maintenance fee is $10.00 per year.
  7. $5.00 minimum opening deposit for members age 15 years and under.