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Loans

The Right Loan For You

If you're looking for low rates, flexible terms and more loan choices look no further. Kern Federal Credit Union offers a wide variety of loan services for every need - your dream home, a new car, or college tuition. We also finance the fun stuff - boats, watercraft, RVs, motorcycles, and airplanes! And our friendly, knowledgeable loan staff is available to help you every step of the way.

Vehicle Loans

In the market for a new or used vehicle, car, truck, or SUV?... We can finance it!

With a pre-approved loan you can shop for a car knowing that your financing is ready... It's like cash in your pocket.

Mortgage Loans

Affordable Home Loans for every stage of life

Our Real Estate Loan Center will make the loan process as simple as possible. In a matter of minutes we can help you decide on the home loan that is right for your budget.

Credit Cards / Personal Loans

With a Kern FCU VISA Classic or Gold Card, You Get Genuine Value

You shuffle through a handful of credit offers in your mailbox each day. What makes a kern FCU VISA card the winner? Simple. We don't have short-lived "teaser" rates, cash advance, or annual fees.

Share Secured

Share Savings or Certificate-Secured Loans

These loans offer an alternative to drawing money out of your share or certificate account for short term expenses or larger purchases. The loan is secured by the funds in your share savings or certificate account.

TERMS

  1. See the current Truth-In-Savings Disclosure that is provided when you open your account, and upon request.
  2. Fees could reduce the earnings on the account. Refer to the current Fee Schedule that is provided when you open your account. For Money Market Accounts free withdrawals are limited to 6 per month.
  3. If you close your account before dividends are credited, you will not receive accrued dividends.
  4. Substantial penalty for early withdrawal.
  5. Consult your tax advisor.
  6. Annual IRA "Plan" maintenance fee is $10.00 per year.
  7. $5.00 minimum opening deposit for members age 15 years and under.