Savings

IRA Savings & Certificates

IRA Savings

Start planning for your retirement with a smart monthly investment. Payments can be conveniently deducted from your payroll, checking or savings account.

Dividends

Compounded monthly ³
Dividends are tax deferred ⁵

Opening Deposit

$100

Access

24-Hour TellerPhone inquiry access
A variety of retirement pay out options

Monthly Fees

None ⁶

Protection and Coverage

Accounts are federally insured up to at least$100,000 by the National Credit Union Administration, an agency of the Federal Government. Ask us how you may be able to increase your NCUA insurance coverage over the basic amount.

IRA Certificates

Make a good investment for tomorrow, today. Save money, receive possible tax benefits and interest deferral with this fully insured retirement account.

Dividends

Compounded monthly ³
A high dividend rate and the flexibility to determine your length of investment.
Dividends are tax deferred ⁵

Opening Deposit

$1,000

Access

At maturity ⁴
24-Hour TellerPhone inquiry access
IRA loan certificate is also available

Monthly Fees

None ⁶

Protection and Coverage

Accounts are federally insured up to at least $100,000 by the National Credit Union Administration, an agency of the Federal Government. Ask us how you may be able to increase your NCUA insurance coverage over the basic amount.

TERMS

See the current Truth-In-Savings Disclosure that is provided when you open your account, and upon request.
Fees could reduce the earnings on the account. Refer to the current Fee Schedule that is provided when you open your account. For Money Market Accounts free withdrawals are limited to 6 per month.
If you close your account before dividends are credited, you will not receive accrued dividends.
Substantial penalty for early withdrawal.
Consult your tax advisor.
Annual IRA "Plan" maintenance fee is $10.00 per year.
$5.00 minimum opening deposit for members age 15 years and under.