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Services

Fees

Account Activity Printout $1.00
Account Balancing Assistance - hourly rate $20.00
Account Research - hourly rate $20.00
ACH Authorization Revoked - per item $10.00
Checking Account Monthly fee (Plus Checking)
(Fee is waived with average balance in checking of $2,000 for the month or average balance in all accounts of $10,000 for the month)
$7.00
Collection Fee - Incoming $10.00
Collection Fee - Outgoing $10.00
Early Membership Closure Fee (Membership closed within 90 days of date opened) $10.00
Escheat Processing $2.00
Excessive Share Withdrawal Fee (Minimum average balance $10,000 / Over 6 withdrawals per month) $1.00
HELOC Below Minimum Advance Special Handling Fee $10.00
HELOC Overlimit /Special Handling Fee $10.00
Insufficient Funds Fee - per item $20.00
IRA Enrollment Fee $5.00
IRA Rollover Fee (if IRA requires the sale of stock) $50.00
IRA Transfer Fee $10.00
IRA Non-Mandatory Withdrawal Fee $10.00
Levies $15.00
Minimum Balance Violation Fee (shares below $50.00) monthly $1.00
Money Market Excessive Transaction Fee - each item over 6 per month $25.00
Money Market Withdrawal Fee - each withdrawal under $250 $25.00
Money Market Below Minimum Balance Fee (minimum balance $2,500.00) - monthly $5.00
Money Orders - per item $2.50
Network ATM Fees:
Withdrawal - per transaction $1.00
Inquiry / Transfer / Reject Fees - per transaction $0.50
Non-Member transaction Fees - per transaction $1.50
Official Check Written to a 3rd Party (no charge if check is over $1000) $5.00
Personalized Checks - cost varies by style of check Varies
Photocopy Fee on Teller / Personal Checks (Two free copies per month, $2 each subsequent copy) $2.00
Replace ATM / VISA / Debit Card $10.00
Replace VISA / Debit Card - Rush Order! (3 day) $25.00
Returned Deposit or Loan Payment Fee $15.00
Statement Copies $1.00
Stop Payment - Share Draft and ACH $10.00
Travelers Checks for Two $.50
VISA - Gift Cards - per card
up to $499 $2.00
$500 to $999 $3.00
$1000 $4.00
Wire Transfer Fee - Incoming $10.00
Wire Transfer Fee - Outgoing Domestic $20.00
Wire Transfer Fee - Outgoing International $35.00

TERMS

  1. See the current Truth-In-Savings Disclosure that is provided when you open your account, and upon request.
  2. Fees could reduce the earnings on the account. Refer to the current Fee Schedule that is provided when you open your account. For Money Market Accounts free withdrawals are limited to 6 per month.
  3. If you close your account before dividends are credited, you will not receive accrued dividends.
  4. Substantial penalty for early withdrawal.
  5. Consult your tax advisor.
  6. Annual IRA "Plan" maintenance fee is $10.00 per year.
  7. $5.00 minimum opening deposit for members age 15 years and under.