Loans
Credit Cards / Personal Loans
VISA Credit Cards
Whether you're a new customer with a strong credit history or an established VISA Classic cardholder, step up to VISA Gold - the gold standard for excellent service and acceptance.
Accepted everywhere VISA credit cards are welcome.
Benefits
- Auto Rental Collision Damage Waiver - Personal
- Cardholder Inquiry Service
- Emergency Cash Disbursement & Card Replacement
- Lost/Stolen Card Reporting
- Zero Liability
Lines of Credit
Our credit lines offer you immediate access to cash for whatever you need, whenever you need it as you pay down your principle balance, those funds become available to use again.
Choose From
- Preferred Draft Account (PDA)
- PDA with Overdraft Protection
- Overdraft Protection
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Features
- Low Interest Rates
- No Annual Fees
- Checking access available with Preferred Draft Account
- 24-Hour TellerPhone Access
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Signature Equity
Or if you prefer, we can lend you funds immediately and secure them with your savings or share certificate.
Choose From
- Savings Secured
- Certificate Secured
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Features
- Low Interest Rates
- Secured Personal Loans secured by your savings or share certificate
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TERMS
- See the current Truth-In-Savings Disclosure that is provided when you open your account, and upon request.
- Fees could reduce the earnings on the account. Refer to the current Fee Schedule that is provided when you open your account. For Money Market Accounts free withdrawals are limited to 6 per month.
- If you close your account before dividends are credited, you will not receive accrued dividends.
- Substantial penalty for early withdrawal.
- Consult your tax advisor.
- Annual IRA "Plan" maintenance fee is $10.00 per year.
- $5.00 minimum opening deposit for members age 15 years and under.
