Savings

Checking Accounts

Free Checking

This account is designed for members who write a lot of checks and want the simplicity of a "truly free" checking account.

$25.00 deposit to open
Unlimited check writing and KFCU ATM deposits and withdrawals
No minimum balance requirement

Plus Checking

This type of account allows member to earn dividends with no minimum balance requirement and enjoy added benefits such as free personalized checking and more.

$25.00 deposit to open
Unlimited check writing and KFCU ATM deposit and withdrawals
No minimum balance requirement to earn dividends
No monthly service charge if minimum balance requirement is met ¹
No ATM Network fee (non-KFCU ATMs)
Free Wallet Style Image Checks

1 No month service charge if minimum average balance requirement ($2000 for checking or $10,000 between the Plus Checking and any combination of savings, IRA, money market and share certificate accounts) is met: otherwise $7.00 per month.

TERMS

See the current Truth-In-Savings Disclosure that is provided when you open your account, and upon request.
Fees could reduce the earnings on the account. Refer to the current Fee Schedule that is provided when you open your account. For Money Market Accounts free withdrawals are limited to 6 per month.
If you close your account before dividends are credited, you will not receive accrued dividends.
Substantial penalty for early withdrawal.
Consult your tax advisor.
Annual IRA "Plan" maintenance fee is $10.00 per year.
$5.00 minimum opening deposit for members age 15 years and under.