Lines of Credit

Summary

The Summer Loan


Summer is officially here and those high temperatures may have put your checking account into a drought. So make it rain with the Summer Loan from Kern Federal Credit Union. Summer is the time of year where you plan vacations, make minor home repairs, and dealing with back-to-school expenses such as a new computer and most of us would just utilize a higher rate credit card. Why use a credit card for your dream vacation or that family trip when you can take advantage of a great low rate for up to $10,000! So go on that family vacation, fix the pool, or send your kids off to school with a new computer with the Summer Loan from Kern Federal Credit Union. Apply today!



Have financing readily available whenever you need it. A line of credit offers flexibility to pay for what you need, when you need it. Pay interest only on what you use, so you never take out more than you need.

Our In-house servicing makes borrowing more efficient and quick! Open a line of credit today.


Preferred Draft Account

  • Personal revolving credit line — draw funds whenever you need them
  • Also provides overdraft protection to your Kern FCU checking account
  • Pay interest only on your balance owed
  • No annual fee. No per transaction fee
  • Low Variable APR, based on your credit qualification
  • Particularly useful for those who have ongoing borrowing needs — home repairs, improvements, college, hobbies, and more.
  • Peace of Mind — Easy access to significant credit when you need it

Overdraft Protection Loan

  • Provides overdraft protection to your Kern FCU checking account
  • Pay interest only on your balance owed
  • No annual fee. No per transaction fee
  • Peace of Mind
  • Easy access to emergency money when you need it. Much less costly than overdraft or short term payday loans

SIGNATURE LOAN

  • Loans available up to a maximum of $35,000
  • Competitive interest rates with a choice of fixed rate for the term of the loan or a low variable rate*
  • Quick and convenient application and funding


*Variable rate is subject to change based on the 91 day treasury bill