Auto Loans


The Cruise Through Christmas Car Sale

Looking to make some room in your holiday budget, while putting cash in your pocket? Apply for Kern Federal Credit Union's Cruise Through Christmas Car Sale. Refinance your vehicle with KFCU and take some of the pressure off this holiday season.

  • No payments until January*
  • Get CA$H in your pocket at loan closing
  • Offer good from October 10th through November 17th

Don't let budget get the best of your winter festivities. Let the Cruise Through Christmas Car Sale give you a little spending room, just in time for the holiday season.

* Maximum First Payment Deferral is 90 days. Loans funded after November 2nd will have a First Payment due date of January 31st. Credit restrictions apply: must have a minimum of 12 months on-time auto payments to be eligible for deferred payment. 2. Annual Percentage Rate on refinance between 2.24% and 12.24%. For a $10,000 auto loan for a term of 60 months with a 6.99% APR, the monthly payment will be $197.96. This offer does not apply to the refinance of existing Kern Federal Credit Union loans. 3. Cash back incentive on the refinance of existing non-Kern Federal Credit Union Auto Loans is equal to 1% of the total loan financed up to $500. Cash back incentive will be credited to auto loan recipient's Kern Federal Credit Union share savings account at loan closing. 4. Minimum qualifying loan amount for payment deferral and cash back incentive is $10,000.

Head out on the highway in the car, truck, or SUV of your dreams. Applying for a loan from Kern FCU means you'll get a great rate for new or used autos.

Contact us to finance, refinance, or get pre-approved. We also offer direct financing at local auto dealerships and financing for private party purchases.

  • Get up to 120% financing for used cars, trucks, or SUVs*
  • Off-road vehicles may be financed using our Visa Credit Card, Line of Credit or Signature Loan
  • Financing available for private party purchases
  • Refinance an existing loan from another lender for a great low rate!
  • Get pre-approved for better bargaining power at the car lot
  • Repayment terms up to 7 years for affordable payments*
  • Upon credit approval
  • Direct financing at local auto dealerships
  • Ask for Kern FCU financing or present your pre-approval certificate
  • Financing also available for motorhomes, travel trailers, boats, personal watercraft, and motorcycles**
  • In-house processing for quick decision
  • Personalized, friendly service
  • Resources:
  • Autoland — Autoland works for you and is designed to make your car buying experience easy by saving you both time and hassle.
  • Kelly Blue Book — Find the value of your auto
  • NADA — Find the value of your auto, RV, or motorcycle

*Based on credit approval different terms may apply

**Different APR, loan to value requirements, and terms apply