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Fees

 

Account Activity Printout $2.00
Account Balancing Assistance - hourly rate $25.00
Account Research - hourly rate $20.00
ACH Authorization Revoked - per item $15.00
Checking Account Monthly fee (Plus Checking)
(Fee is waived with average balance in checking of $2,000 for the month or average balance in all accounts of $10,000 for the month)		 $7.00
Collection Fee - Incoming $17.00
Collection Fee - Outgoing $17.00
Early Membership Closure Fee (Membership closed within 90 days of date opened) $10.00
Escheat Processing $15.00
Excessive Share Withdrawal Fee (Minimum average balance $10,000 / Over 6 withdrawals per month) $2.00
Fresh Start Checking  20.00
Handling Fee for Mutilated Money $10.00
HELOC Below Minimum Advance Special Handling Fee $10.00
HELOC Overlimit /Special Handling Fee $10.00
Insufficient Funds Fee - per item (paid or returned) $30.00
IRA Enrollment Fee $5.00
IRA Rollover Fee (if IRA requires the sale of stock) $50.00
IRA Transfer Fee $20.00
IRA Non-Mandatory Withdrawal Fee $10.00
Levies $20.00
Minimum Balance Violation Fee (shares below $50.00) monthly $2.00
Money Market Excessive Transaction Fee - each item over 6 per month $25.00
Money Market Withdrawal Fee - each withdrawal under $250 $25.00
Money Market Below Minimum Balance Fee (minimum balance $2,500.00) - monthly $5.00
Money Orders - per item $3.00
Network ATM Fees:
Withdrawal - per transaction $1.00
Inquiry / Transfer / Reject Fees - per transaction $0.50
Non-Member transaction Fees - per transaction $1.50
Handling Fee for Mutilated Money $10.00
Official Check Written to a 3rd Party (no charge if check is over $1000) $5.00
Overdraft Privilege Pay Fee - per item (charges not to exceed $180 per day) $30.00 
Personalized Checks - cost varies by style of check Varies
Photocopy Fee on Teller / Personal Checks (Two free copies per month, $2 each subsequent copy) $2.00
Replace ATM / VISA / Debit Card $10.00
Replace VISA / Debit Card - Rush Order! (5 day) $25.00
Returned Deposit Fee $20.00
Returned Loan Payment Fee  $25.00 
Savings Overdraft Transfer $5.00
Statement Copies $2.00
Stop Payment - Share Draft and ACH $15.00
Subordination Fee $100.00
Travelers Checks 1% of Transaction
VISA - Gift Cards - per card
up to $499 $4.00
$500 to $999 $6.00
$1000 $8.00
Wire Transfer Fee - Incoming $10.00
Wire Transfer Fee - Outgoing Domestic $25.00
Wire Transfer Fee - Outgoing International < $1,000 $50.00

                                                             ³  $1,000 £ $10,000

 $60.00
                                                            > $10,000 £ $50,000 $70.00
                                                            > $50,000 $80.00
Written Verification of Deposit

$10.00
Returned Mail Handling Fee $5.00
 

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Are You Facing Foreclosure?

Kern Federal Credit Union is aware that the economy is creating financial hardships for many individuals and families. These hardships could mean that meeting financial obligations becomes difficult. If you find yourself unable to make your mortgage payment during this difficult time, we recommend that you take immediate action and call a certified housing counselor or your lender.

Click here to learn what Kern FCU can do to help! 

Special ATM Access

International Use of ATMs is now available in most countries.  Due to extensive fraud on international ATMs, the processing of ATM activity outside the U.S., Canada, and Mexico is monitored closely. If you plan to travel outside of the U.S. in the near future, we recommend that you please contact us for additional information and/or travel cash alternative.

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The people that work at Kern FCU will show you personal quality service anytime… anywhere.

You can count on us when buying a car, home, or seeking big returns on your savings. It's where you belong… at Kern FCU.

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