Kern FCU has a VISA Card for Everyone

At Kern Federal Credit Union, we want our VISA Cards to provide members with the most convenient source of personal credit. Experience the power of platinum rewards with our Platinum VISA Card or establish fresh credit with our Secured VISA Card. VISA is the #1 payment card in the world – let Kern FCU put the best one in your pocket.

Apply Online By Clicking Here!

VISA Platinum

Our VISA Platinum Card offers a world of immense value, convenience and choice with a free Rewards Program that lets you choose the rewards that are right for you – including travel, merchandise and gift certificates. Earn CUReward points for each dollar you spend while enjoying:

• No Annual Fee
• 25-day grace period on all new purchases
• No cash advance fees
• Convenience checks available on request
• Internationally accepted

Our new Platinum Card comes with FREE CURewards and includes:

• Great competitive rate
• Earn one point for every dollar
• Redeem rewards with as little as 2,500 points
• Use points toward travel (including airfare), brand-name merchandise, and gift certificates
• Travel Insurance when tickets are purchased with your Platinum VISA*
• Shop the catalog at www.curewards.com

Rather not have rewards?

If earning reward points is not for you, you may elect to request a lower rate (up to 2% lower) rather than accept the CURewards program. It’s easy to switch. Once you receive your new card in the mail, you may contact the credit union and we’ll switch you over to non-rewards status.

Competitive Rates

We now match your VISA Card rate to your credit score, allowing you to pay the interest rate you have earned. Rates are subject to change and all account terms are governed by the Credit Card Agreement. Click here to view the Platinum Card disclosure.

VISA Secured

Our Secured VISA Card allows our members without credit – or those with some past credit trouble – to establish a new credit history and proudly carry a VISA Card. A Secured VISA Card will be approved and guaranteed up to a credit limit based on secured funds in your savings account. This is an excellent way to build a strong credit history and still have a convenient and widely accepted source of personal credit. Let Kern FCU put the best VISA Card in your pocket – apply today!

Use our easy 60 Second VISA Application attached, or simply call our 24-Hour Loans By Phone, anytime…anywhere. Call 661/327-9461 or 800/336-KERN (5376).

Balance Transfer – Save Money and Make Only One Payment a Month

Bring us your high interest credit card balances from other institutions and add them to your new VISA Card (up to your approved credit limit). With Kern FCU VISA Card, you’ll make just one payment a month.

* Full details, information and all account terms are included in the Credit Card Agreement received with your VISA card(s). Information can be requested from the credit union.