Increase your earnings with a fixed rate and choice of investment terms.
Dividends
Compounded monthly 3
A high dividend rate and the flexibility to determine your length of investment
Dividend payment options; reinvest, transfer or receive by check
Opening Deposit
$1,000
Access
24-Hour TellerPhone inquiry access
At maturity 4
Monthly Fees
None
Protection and Coverage
Accounts are federally insured up to $250,000 by the National Credit Union Administration, an agency of the Federal Government. Ask us how you may be able to increase your NCUA insurance coverage over the basic amount.
TERMS
See the current Truth-In-Savings Disclosure that is provided when you open your account, and upon request.
Fees could reduce the earnings on the account. Refer to the current Fee Schedule that is provided when you open your account. For Money Market Accounts free withdrawals are limited to 6 per month.
If you close your account before dividends are credited, you will not receive accrued dividends.
Substantial penalty for early withdrawal.
Consult your tax advisor.
Annual IRA "Plan" maintenance fee is $10.00 per year.
$5.00 minimum opening deposit for members age 15 years and under.
Kern Federal Credit Union is aware that the economy is creating financial hardships for many individuals and families. These hardships could mean that meeting financial obligations becomes difficult. If you find yourself unable to make your mortgage payment during this difficult time, we recommend that you take immediate action and call a certified housing counselor or your lender.
International Use of ATMs is now available in most countries. Due to extensive fraud on international ATMs, the processing of ATM activity outside the U.S., Canada, and Mexico is monitored closely. If you plan to travel outside of the U.S. in the near future, we recommend that you please contact us for additional information and/or travel cash alternative.