Share Certificates

Summary

When it comes to investing, you have a range of choices. Round out your portfolio with a risk-free share certificate and enjoy fixed rates at a term length of your choice.

Typically, the longer you wait, the higher your rate of return. Because they're guaranteed, they are a smart way to reach short-term financial goals.

  • Guaranteed returns
  • Fixed rates
  • Dividends may be compounded or paid directly to you
  • Longer terms earn higher rates
  • Various terms to choose from 3 months to 5 years
  • 12 month certificates allow Add Ons
  • Add funds to the certificate at any time
  • Subject to $1,000 minimum
  • 12 month certificates allow Bump Ups
  • Get a higher rate on the certificate at any time*
  • Penalty for early withdrawal applies
  • Federally insured by the NCUA up to $250,000

*Bump Up allows a one-time rate increase during the term to the current offered rate for a 12-month certificate in effect at the time of increase.