When it comes to investing, you have a range of choices. Round out your portfolio with a risk-free share certificate and enjoy fixed rates at a term length of your choice.
Typically, the longer you wait, the higher your rate of return. Because they're guaranteed, they are a smart way to reach short-term financial goals.
- Guaranteed returns
- Fixed rates
- Dividends may be compounded or paid directly to you
- Longer terms earn higher rates
- Various terms to choose from 3 months to 5 years
- 12 month certificates allow Add Ons
- Add funds to the certificate at any time
- Subject to $1,000 minimum
- 12 month certificates allow Bump Ups
- Get a higher rate on the certificate at any time*
- Penalty for early withdrawal applies
- Federally insured by the NCUA up to $250,000
*Bump Up allows a one-time rate increase during the term to the current offered rate for a 12-month certificate in effect at the time of increase.