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Since our beginning in 1949, Kern Federal Credit Union has been committed to serving our members' needs first. Our members have come to depend on us when buying a car or home, or seeking the best returns on their savings. It's where they belong.

It's where a members' personal savings are federally insured up to $250,000 by the National Credit Union Administration (IRAs are separately insured up to an additional $250,000).
It's where the people that work here are smart, knowledgeable and strive to show you personal quality service everytime.

If you are not yet a part of Kern FCU, I invite you to take a few minutes to learn about our services and discover how we can help you achieve your financial goals.

Mission Statement

Kern Federal Credit Union commits to delivering individualized service focused on understanding and fulfilling member needs.  We further commit to providing convenient access to financial resources and services.  We will uphold our members' trust by ensuring a safe, and secure financial institution.

Kern Federal Credit Union commits to fostering a positive, cohesive work environment based upon mutual respect, and open communication.  Individual employee participation, involvement, and ownership are encouraged in the pursuit of our common quest to serve our members.  Professional development of all staff is promoted in order to build and sustain organizational leadership.

Kern Federal Credit Union commits to supporting our community, and those who live, work, worship, and attend school in Kern County through active participation, sponsorship, and leadership roles.  We commit to promoting the philosophy of "people helping people," through education, service, and giving-back to the community at large.


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Are You Facing Foreclosure?

Kern Federal Credit Union is aware that the economy is creating financial hardships for many individuals and families. These hardships could mean that meeting financial obligations becomes difficult. If you find yourself unable to make your mortgage payment during this difficult time, we recommend that you take immediate action and call a certified housing counselor or your lender.

Click here to learn what Kern FCU can do to help!

Special ATM Access

International Use of ATMs is now available in most countries. Due to extensive fraud on international ATMs, the processing of ATM activity outside the U.S., Canada, and Mexico is monitored closely. If you plan to travel outside of the U.S. in the near future, we recommend that you please contact us for additional information and/or travel cash alternative.

Attn. Kern County Residents!

You can be a member of Kern FCU if you live, work, worship or go to school in Kern County.

The people that work at Kern FCU will show you personal quality service anytime… anywhere.

You can count on us when buying a car, home, or seeking big returns on your savings. It's where you belong… at Kern FCU.

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