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Loans
Vehicle Loans
In the market for a new or used vehicle, car, truck, or SUV?... We can finance it!
With a pre-approved loan you can shop for a car knowing that your financing is ready... It's like cash in your pocket.
Mortgage Loans
Affordable Home Loans for every stage of life
Our Real Estate Loan Center will make the loan process as simple as possible. In a matter of minutes we can help you decide on the home loan that is right for your budget.
Credit Cards / Personal Loans
With a Kern FCU VISA Classic or Gold Card, You Get Genuine Value
You shuffle through a handful of credit offers in your mailbox each day. What makes a kern FCU VISA card the winner? Simple. We don't have short-lived "teaser" rates, cash advance, or annual fees.
Share Secured
Share Savings or Certificate-Secured Loans
These loans offer an alternative to drawing money out of your share or certificate account for short term expenses or larger purchases. The loan is secured by the funds in your share savings or certificate account.
Savings
Share / Savings Accounts
This Account is the Key to Your Kern FCU Membership.
A minimum $50 balance earns you a share in your credit union. That's right, you become a member-owner of this proud financial institution and eligible for all the benefits of Kern FCU membership.
Checking Accounts
Checking Accounts Fit for All Members.
From accounts designed for members who write a lot of checks and want the simplicity of a "truly free" checking account to accounts that allow members to earn dividends with no minimum balance requirement, we have the right one for you.
Share Certificates
Our Share Certificates Give You Flexibility, High Rates & Security
We allow both the flexibility to determine the length of your investment plus the opportunity to earn a high rate of interest. And, your account is federally insured to at least $100,000.
Youth Accounts
Your children can learn more about money and have fun too!
Our Kid's Klub and Student Club account holders receive special educational information - both here on the web site and by age specific newsletters sent to the home personally addressed to them. What kid doesn't like getting their own mail? And if they are already a member, you don't need to do a thing. Their membership in Kern FCU automatically enrolls them. We'll even drop them a line and deposit $5 in their account when their birthday rolls around!
Money Market
IRA Savings & Certificates
Individual Retirement Accounts - Benefit Now and Later
Don't miss out on IRA benefits for retirment. It's never too late to start planning for a comfortable retirement lifestyle and peace of mind for your financial future.
About Us
Membership
Become a Member of Kern Federal Credit Union
Kern Federal Credit Union Membership is open to: Individuals who live, work, worship, or go to school in Kern County.
Welcome
Welcome to Kern Federal Credit Union
Our Mission is to provide our members with ownership of a thriving financial institution in Kern County, delivering extraordinary products, services and value, anytime... anywhere.
History
What is Kern Federal Credit Union?
We are here for you, and because of you. As a member-owned, non-profit financial cooperative, our members receive benefits not available to the typical bank and savings and loan customers. As part owner, all profits (after reserves) are returned to you as dividends on savings, low loan rates and reduced or no fee services. And, you elect your Board of Directors, giving you a voice in the future of your Credit Union.
Volunteers
Board of Directors and Supervisory Committee
Volunteer officials are one of the big differences between credit unions and other financial institutions. They serve because they care.
